Finding your ideal home loan is our craft.
Friendly, expert guidance from Shane Howley, an Eastern Suburbs mortgage broker of 15+ years who specialises in loans above $2 million. Access 30+ lenders, get better rates, and pay a $0 brokerage fee.
Mortgage Broker
Why choose Finance Craft as your mortgage broker?
Finance Craft is a mortgage broker in Coogee, run by Shane Howley. He has been a broker for 15 years and handles every loan himself, from first conversation to settlement. Most of his lending is above $2 million, often for professionals with bonus or business income that every lender assesses differently. Matching that income to the right lender can shift borrowing power by hundreds of thousands. He compares 30+ lenders and his fee is $0.
15+ Years as a Mortgage Broker
Over 15 years as a mortgage broker. Specialists in loans above $2 million and complex lending scenarios across the Sydney Eastern Suburbs.
30+ Lenders
A panel of 30+ lenders: CBA, ANZ, Westpac, NAB, Macquarie, ING, HSBC, plus second-tier and specialist lenders. We find the best fit for you.
$0 Brokerage Fee
No upfront costs, ever. We're paid by lenders when your loan settles, which means our interests are perfectly aligned with yours.
5.0★ Google Rating
Real clients, real results. Our reputation is built on outstanding service and outcomes.
Truly Local
Based in Coogee. Shane knows the Sydney Eastern Suburbs property market intimately, and your neighbours trust him too.
Personal Service
Work directly with Shane from first conversation through to settlement. Transparent, attentive, and genuinely invested in your outcome.
Your local Sydney Eastern Suburbs mortgage broker
I'm Shane Howley, founder of Finance Craft and a Senior Mortgage Broker based in Coogee. For over 15 years as a mortgage broker, I've been helping families, first-home buyers, and investors across the Sydney Eastern Suburbs find home loans that truly work for them.
I know this area inside out: the property market, the lenders who perform well here, and what it takes to get a deal across the line. Every client gets my full attention from first conversation through to settlement.
What Our Customers Say
I had a great experience working with Shane. He was professional, knowledgeable, and always quick to respond to any questions or concerns I had throughout the process. His communication was excellent, and he made everything straightforward and stress-free. I really appreciated his reliability and dedication, and I wouldn't hesitate to recommend him to anyone looking for a trustworthy broker.
You won't find a better Broker in Sydney!! Shane got us the best deal and went well beyond the call of duty to ensure our deal went through without a hitch. Thank you for all your help Shane, we couldn't have done this without you!
Finding the right mortgage broker can be daunting, but save yourself the time and go to Shane from Finance Craft. He is experienced, responsive, and patient with all questions. Shane acted promptly to remove any blockers and challenges, ensuring a smooth and stress-free process. He was always available for questions and calls, demonstrating his commitment and dedication, guiding us every step of the way and making the entire experience seamless. We will use his services for future property finance matters. Highly recommended, thanks Shane!
Shane has been absolutely amazing. His professionalism and availability at every step made this whole process so much easier. He answered all our 1,000 questions with such patience and expertise, which gave us the confidence to take this big step. We truly recommend him.
Shane is absolutely amazing. He makes the whole process so seamless and supports you every step of the way. He is honest and very approachable. Would definitely recommend.
Shane's knowledge, expertise, efficiency, communication & customer service is top tier. He was super helpful in explaining things I didn't understand & in a timely manner. Kept us informed at all times as to where our application was at etc. Would definitely recommend. 10/10. Thanks Shane!
We help with every type of loan
Whether you're buying your first home, refinancing, or building your property portfolio, we have a solution for you.
Home Loans
Purchase your dream home with competitive rates and terms tailored to your situation. →
Investment Loans
Grow your property portfolio with smart lending strategies and competitive investor rates. →
Refinancing
Could you be on a better rate? We compare the market and handle the switch, at no cost. →
First Home Buyers
Navigate grants, stamp duty concessions, and find the best first home loan. We make it simple. →
Pre-Approval
Know your borrowing power before you start bidding. Get pre-approved and shop with confidence. →
Specialist Loans
Complex income, self-employed, defaults? We access specialist lenders others can't. →
Simple. Fast. Stress-free.
Getting a home loan doesn't have to be complicated. Here's how we make it easy.
Book a Free Call
Chat with Shane about your goals, situation and timeline. No obligation, just helpful guidance from a local expert.
We Find Your Best Loan
We search 30+ lenders, compare rates and features, then present you with clear, jargon-free options.
We Handle Everything
We manage the application, liaise with the lender, and keep you updated until settlement. Simple as that.














Your local Sydney Eastern Suburbs broker
We specialise in helping clients across Coogee, Clovelly, Bronte, Bondi, and all surrounding Eastern suburbs.
Ready to find your ideal home loan?
Book a free, no-obligation call with Shane today. We'll assess your situation and show you exactly what you can achieve.